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    Yes, every lending institution has set a minimum credit score for personal loan eligibility. You can go to the institution’s website to check the credit score requirement. Typically, the minimum credit score requirement is 750. If you are not meeting the minimum criteria set, then you can take these two steps to get a higher credit score:

    Start paying all credit dues on time – many people tend to forget that late payment of even a credit card bill or an EMI can negatively impact your credit score. Make these payments on time, and within a few months, see your credit score improve.
    Check the credit report – you can get the credit report from the credit bureaus like CIBIL and Experian. If there are any discrepancies, get these corrected – for example, if you have closed a loan, it should not show as running on the credit report.

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