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Hello, if you received a loan, you will be obliged to return it along with interest, no student loans are never forgiven, of course there are exceptions, but very rarely. Before you get a loan, you first get a pre-approval for a personal loan, by the way, you can read more about this in the article on credit9 loan . After that, you sign an agreement, which clearly states that you are obliged to return everything and in what time frame, and for non-return there will be bad consequences for you.